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Privacy Policy

Welcome to Kiakia Bits Ltd's Privacy Policy. This document details how we collect, use, and safeguard your personal information when you engage with Kiakia Bits through our website or utilize our lending and investment services. Your privacy and data security are of paramount importance to us, and we are committed to ensuring transparency and compliance with applicable laws and regulations, particularly within Nigeria.

  1. Personal Information We Collect

    2. At Kiakia Bits, we collect various types of information to provide and improve our services effectively. This includes:

    1. User Information: When you interact with us, such as applying for loans or investments, we may collect personal details including but not limited to your name, contact information, employment details, financial data, and identification documents.
    2. Device Information: When you visit our website, we automatically gather certain information about your device, such as your web browser details, IP address, time zone, and cookies. Additionally, we track your browsing behavior on our site and interactions with our content to enhance user experience.

      3. We collect Device Information through various technologies including cookies, log files, web beacons, tags, and pixels.

  2. How We Use Your Personal Information:

    3. We utilize the information we collect for several purposes, including:

    1. Providing Services: Your User Information enables us to offer our lending and investment services, assess your eligibility for financial products, and process your applications efficiently.
    2. Communication: We use your contact details to communicate important information about your account, transactions, or changes to our services. This ensures that you stay informed and can effectively manage your relationship with Kiakia Bits.
    3. Risk Management and Compliance: Your personal information assists us in verifying your identity, assessing creditworthiness, and preventing fraudulent activities. Additionally, we use this data to comply with legal and regulatory obligations imposed by relevant authorities in Nigeria.
    4. Improving Services: Analyzing Device Information helps us understand how users interact with our website, identify areas for improvement, and optimize our platform to enhance user experience.
  3. How We Use Your Personal Information:

    4. We utilize the information we collect for several purposes, including:

    1. Providing Services: Your User Information enables us to offer our lending and investment services, assess your eligibility for financial products, and process your applications efficiently.
    2. Communication: We use your contact details to communicate important information about your account, transactions, or changes to our services. This ensures that you stay informed and can effectively manage your relationship with Kiakia Bits.
    3. Risk Management and Compliance: Your personal information assists us in verifying your identity, assessing creditworthiness, and preventing fraudulent activities. Additionally, we use this data to comply with legal and regulatory obligations imposed by relevant authorities in Nigeria.
    4. Improving Services: Analyzing Device Information helps us understand how users interact with our website, identify areas for improvement, and optimize our platform to enhance user experience.
  4. How We Use Your Personal Information:

    5. We utilize the information we collect for several purposes, including:

    1. Providing Services: Your User Information enables us to offer our lending and investment services, assess your eligibility for financial products, and process your applications efficiently.
    2. Communication: We use your contact details to communicate important information about your account, transactions, or changes to our services. This ensures that you stay informed and can effectively manage your relationship with Kiakia Bits.
    3. Risk Management and Compliance: Your personal information assists us in verifying your identity, assessing creditworthiness, and preventing fraudulent activities. Additionally, we use this data to comply with legal and regulatory obligations imposed by relevant authorities in Nigeria.
    4. Improving Services: Analyzing Device Information helps us understand how users interact with our website, identify areas for improvement, and optimize our platform to enhance user experience.
  5. Data Retention

    6. We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required by law or necessary for legal proceedings.

  6. Changes to This Policy

    7. Kiakia Bits reserves the right to amend this Privacy Policy to reflect changes in our practices, legal requirements, or advancements in technology. We will notify you of any significant updates through appropriate channels.

  7. Contact Us

    8. If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at helpdesk@kiakia.co. We are dedicated to addressing your inquiries promptly and ensuring your continued trust in Kiakia Bits Ltd.

Thank you for entrusting us with your personal information. We are committed to protecting your privacy and providing you with exceptional service.