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FAQs

Below you'll find answers to some of the most common questions we get from our users. If you have any additional questions, feel free to reach out to our support team.

Is KiaKia a bank?

No, Kiakia is not a bank. We do not receive deposits from the general public nor do we offer savings or current accounts. Online lending is a service provided by Kiakia Bits Ltd (RC. 799552), a lender regulated by the Lender's ACT. Even though we offer a service that is 100% online, you can still reach us whenever you need via Mr.K's contact form, our customer support helplines (08092245588, 09055111140, 08093078377, 09034425508 and 08078443174) or any of our social media handles.

Does Kiakia offer student loans?

What is direct debt?

How do I contact customer support?

How do I update my bank account details?

How can I create an account with Kiakia?

Is Kiakia reliable?

Does KiaKia have an office that I can visit?

How to delete my account?

What is a Low Credit score?

What are the trust points?

Why was I suspended?

Why was I debited?

Can I edit my profile?

Do you fund startups?

Does Kiakia give loan to foreigners?

Didn't receive a mail

I have upload difficulties

What are the maximum and minimum amounts I can apply for?

What are the types of loans you give?

What is the loan tenure?

How much can I apply for?

What is a loan offer?

Can I get a loan from anywhere in Nigeria?

Why do you need my BVN?

What is the loan application process?

How do I register/create a borrower account?

Does Kiakia have an app?

How do I get a loan?

How long does it take to review a loan?

What are the loan requirements?

My loan is not disbursed despite approval

What next after account authorization?

How do I authorize bank?

How to repay a loan?

Kiakia P2P

KiaKia Peer-To-Peer™

The Safe and Secure Way to Earn

Ready to take control of your financial future while helping others grow? Join the KiaKia Peer-to-Peer Marketplace today and start lending directly to Nigerian consumers and MSMEs through our innovative, app-based platform.

With the KiaKia P2P App, you can easily connect with borrowers, negotiate terms, and make informed lending decisions—all at your fingertips. Whether you're looking to diversify your investments or make a meaningful impact on the success of local businesses, KiaKia provides the perfect opportunity to do both.

Download the KiaKia P2P App now and become part of a growing community of lenders driving financial inclusion and economic empowerment across Nigeria. Start lending today and watch your returns grow as you support the next wave of successful Nigerian entrepreneurs!

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Borrow loans at amazing and flexible rates.

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Lend & Earn

Lend to credible borrowers and earn competitive returns

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