We Are Redefining Borrowing & Lending
Every functional economy in the world has a viable credit and loans system. However, credit system in Nigeria is largely underdeveloped and mostly the exclusive preserve of elite individuals and large corporations who are mostly responsible for over 85% of the credit activities in Nigeria.
There are currently over 5,000 Microfinance banks and over 25 DMBs with hundreds of branches across the country, yet, MSMEs and businesses still have a torrid time accessing credit/loans.
Leveraging on this, KiaKia, as an innovative business, stepped in to bridge this gap.
Affordable Loans
The KiaKia Peer to Peer Marketplace is an app-based platform built on the principle of an exchange or negotiation.
Guaranteed Reliability
The KiaKia Peer to Peer Marketplace is an app-based platform built on the principle of an exchange or negotiation.
Unbeatable Returns
The KiaKia Peer to Peer Marketplace is an app-based platform built on the principle of an exchange or negotiation.
OUR STORY
The
Journey
Founded in 2016, KiaKia (a trading name of KiaKia Bits Ltd RC:799552), is a licensed non-banking financial technology company.
We focus our efforts mostly on Micro, Small and Medium Enterprises with huge growth potentials, with no access to credit from traditional financial institutions.
CUSTOMER SHOWCASE
OUR STRATEGY
The
Gameplan
KiaKia has a unique opportunity with a strong competitive advantage. The solution is simple and fast, but highly effective and operationally cost-efficient.
Our solution ensures that credible individuals and businesses are not denied critical credit due to a lack of credit history/information, institutional bureaucracies, lack of innovation and agility to meed this simple need.
We have organically grown, profiled and dealt with over 323,000+ users as a mix of individuals and MSMEs from all over Nigeria. With this modest achievement, KiaKia aims to be the hub for MSME financing in the hospitality, commodities trading, food production and processing, agro-allied, manufacturing, contract financing and extractive industries.
The
Market
1
The KiaKia Peer to Peer Marketplace is an app-based platform built on the principle of an exchange or negotiation.
2
The Marketplace enables individuals, via the KiaKia P2P App, to lend to Nigerian consumers and MSMEs directly through its peer-to-peer lending platform.
3
Interest rates are determined by the supply of money from lenders and demand for money from borrowers, with both sides of The Marketplace negotiating the rate they will accept.
4
The Marketplace has three tenure models for lender partners to participate in: 6 months, 12 months and 36 months. The Marketplace has listed over 97 investment lender partners from Nigeria, the UK, the US, Qatar, Australia, Canada, Russia, etc, and recorded over 5,000 downloads of the app within 4 weeks of launch.
5
Investment in KiaKia provides a unique opportunity to invest in and earn from fast-growing industries.
KiaKia Peer-To-Peer™
The Safe and Secure Way to Earn
Ready to take control of your financial future while helping others grow? Join the KiaKia Peer-to-Peer Marketplace today and start lending directly to Nigerian consumers and MSMEs through our innovative, app-based platform.
With the KiaKia P2P App, you can easily connect with borrowers, negotiate terms, and make informed lending decisions—all at your fingertips. Whether you're looking to diversify your investments or make a meaningful impact on the success of local businesses, KiaKia provides the perfect opportunity to do both.
Download the KiaKia P2P App now and become part of a growing community of lenders driving financial inclusion and economic empowerment across Nigeria. Start lending today and watch your returns grow as you support the next wave of successful Nigerian entrepreneurs!
