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Every functional economy in the world has a viable credit and loans system. However, credit system in Nigeria is largely underdeveloped and mostly the exclusive preserve of elite individuals and large corporations who are mostly responsible for over 85% of the credit activities in Nigeria. There are currently over 5,000 Microfinance banks and over 25 DMBs with hundreds of branches across the country, yet, MSMEs and businesses still have a torrid time accessing credit/loans. Leveraging on this, KiaKia, as an innovative business, stepped in to bridge this gap.
The Journey
Founded in 2016, KiaKia (a trading name of KiaKia Bits Ltd RC:799552), is a licensed non-banking financial technology company. One of Nigeria’s pioneer digital lender and also the leading peer-to-peer marketplace, KiaKia offers secured and unsecured loans and also participates in well-structured profit-sharing business transactions. We focus our efforts mostly on Micro, Small and Medium Enterprises with huge growth potentials, with no access to credit from traditional financials institutions..

The Gameplan
KiaKia has a unique opportunity with a strong competitive advantage. The solution is simple and fast, but highly effective and operationally cost-efficient. Our solution ensures that credible individuals and businesses are not denied critical credit due to a lack of credit history/information, institutional bureaucracies, lack of innovation and agility to meed this simple need. We have organically grown, profiled and dealt with over 323,000+ users as a mix of individuals and MSMEs from all over Nigeria. With this modest achievement, KiaKia aims to be the hub for MSME financing in the hospitality, commodities trading, food production and processing, agro-allied, manufacturing, contract financing and extractive industries.

The Strikeforce
KiaKia boasts of a young and tenacious workforce. Comprising of trained professionals from various disciplines, every employee, as with every member of a team, is saddled with responsibilities and deliverables bordering on customer satisfaction and timely TAT. KiaKia understands the terrain, versatility and socio-cultural dynamics of the average Nigerian MSME leveraging on careful research and experience by our very agile and young workforce, enabling us to operate with agility, enhanced decision-making process and provides critically needed credit at the right offer and timing.

The Marketplace
The KiaKia Peer to Peer Marketplace is an app-based platform built on the principle of an exchange or negotiation. The Marketplace enables individuals, via the KiaKia P2P App, to lend to Nigerian consumers and MSMEs directly through its peer-to-peer lending platform. Interest rates are determined by the supply of money from lenders and demand for money from borrowers, with both sides of The Marketplace negotiating the rate they will accept. The Marketplace has three tenure models for lender partners to participate in: 6 months, 12 months and 36 months. The Marketplace has listed over 97 investment lender partners from Nigeria, the UK, the US, Qatar, Australia, Canada, Russia, etc, and recorded over 5,000 downloads of the app within 4 weeks of launch. Investment in KiaKia provides a unique opportunity to invest in and earn from fast-growing industries.
Fix an appointment
PLOT 395A Etang Obuli Crescent, off Idris Ibrahim Crescent, Obafemi Awolowo Way, Jabi, Abuja.

Call +23419125176.

At KiaKia, we understand the terrain, versatility and socio-cultural dynamics of the average Nigerian MSME. We leverage careful research and experience by our very agile and young workforce, enabling us to operate with speed, enhanced decision-making process and providing critically needed credit at the right offer and timing.